Finance for the place you call home.
Specialised loans to suit your needs, with the freedom to choose a product that suits you.
A loan that fits your life.
Thornton and Co Mortgage and Finance Professionals was established to fill a void in the Finance Broker marketplace. Our service helps you through the very complex and confusing process of what sort of loan is best to suit your needs. With over 30 lenders and 100’s of loan products we can be guaranteed to make sure you find the best loan for your needs.
Why has borrowing money become so complicated?
Many people ask us this. You are not alone as most people face a great deal of confusion in trying to work out where to turn for a home loan.
Deregulation and increased competition the vast range of financial products available has made it difficult for borrowers to select the most appropriate finance for their needs.
Just some of the options you might be faced with at any one bank are:
- Variable Rate Home Loans
- Fixed Rate Home Loans
- Offset Accounts
- Equity Access Loans
- Principle and Interest Loans
- Interest Only Loans
- and many more
On top of this each loan and each lender has a complex set of with differing charges and fee structures from one financial institution to another means that going to a mortgage broker is now your only sensible option.
Why use a mortgage broker?
It can be difficult and frustrating to make the correct decision on which product is the best one for you without detailed knowledge of the finance industry.
Thornton & Co will assist you by taking the time and effort out of the home loan process by shopping around the various lenders for you. Our experience in the market ensures you will always get the best deal. Because lending institutions compete for your loan so you can never be sure of what is genuinely the best deal as you are never in the position of comparing ‘apples with apples’. Finding the best deal on your own therefore becomes impossible with a mortgage broker.
What sort of loans can Thornton & Co source for me?
Thornton & Co can source almost any loan for you but the most common types are:
- Home Loans including all types of residential and investment loans for construction, existing homes, apartments, vacant land, refinancing and consolidation loans and mortgage reduction loans.
- Investment Finance
- Seniors Finance. These are often referred to as reverse mortgages and allow people over 66 to borrow against the equity in their home.
- None Resident Loans We can assist with loans for non-residents or for residents wishing to purchase property in New Zealand.
Why use Thornton & Co
Thornton & Co has access to over 30 lenders and hundreds of loan products which ensures you are offered products that best suit your personal needs.
Thornton & Co can help just about everyone obtain a loan. Many loans today fall outside traditional guidelines used by lenders. We have access to many lenders who specialize in such loans.
Our experienced team can assist by knowing which institutions to use and how best to resent these loans to obtain approval.
Thornton & Co will exhaust every option available to source a suitable loan for you.
Thornton & Co
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