There’s a lot to know about investments, such as how to choose the best investment loan that meets your needs and goals. A good investment loan can make property investment a much smoother process.
Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you make effective use of tax, gearing and repayments. You can also make good use of loan features such as redraw, offset and additional repayments to help manage your investment loan.
Investor borrowers are the most sought after customer by banks and lenders due to their equity position and borrowing history. It is important that you use this position to secure the right loan for your finance needs at the most competitive offer.
Borrowing Against Superannuation
More Australian investors are considering Self Managed Superannuation Funds (SMSF) as a way to protect and grow their retirement wealth. Investing through your SMSF may be a tax effective way for you to borrow to invest in residential or commercial property. As any income from the investment property, including capital gains, will be taxed at concessional rates, you could save money in the long run.
To assess your requirements and to negotiate a competitive deal please call Thornton & Co on 0411 152 933 or email us at email@example.com .